Business Employee Retirement Services

Few things are more important to the future of your business than your employees—and few things are more important to your employees than their futures. Help them plan for those later years with AIB's complete range of retirement solutions. We combine the flexibility your employees want with the cost-effectiveness and administrative ease you require, backed by the support and expertise of the nation’s largest independently owned bank.

Our integrated retirement-plan solutions cover the full spectrum of asset classes, investment styles, and fund types, including no-load and commission-free mutual funds. Our experts will be happy to handle the complicated details by acting on your behalf as a Trustee, Custodian or Agent. Not only will we help you with plan design, documentation, and load administration, but we can make sure you keep up with governmental regulations, requirements, and special services like Employee Retirement Income Security (ERISA), compliance consulting, discrimination testing, IRS reporting and more.

But that's not all. ANB will help you connect participating employees with the tools and information they need to plan for a secure retirement. Our innovative employee education program includes on-site enrollment meetings, enrollment kits, payroll stuffers, fund factsheets, investment education and quarterly account statements. We do it all, including online and toll-free phone access for their convenience.

Our Employee Retirement Services include:

Employer-Sponsored Retirement Plans

• 401(k) plans
• Profit-sharing plans
• Defined-benefit plans
• Cash-balance plans
• Money purchase plans
• IRAs